Launch Enterprise-Grade Wealth Solutions in Months, Not Years
Vault22 delivers a complete wealth orchestration platform that integrates into your existing infrastructure—enabling you to offer AI-powered financial wellness, goal-based investing, and curated product marketplaces to your customers at scale.
Trusted by leading financial institutions across emerging and developed markets
Built for Financial Institutions
Ready to Scale Wealth
Smart saving and investing that works 24/7 building your financial security while you sleep, work, and live.
Retail & Digital Banks
Launch or enhance personal financial management, mass affluent wealth journeys, and open banking capabilities. Transform fragmented customer data into actionable financial guidance and measurable AUM growth.
Use cases
PFM enhancement, wealth democratisation, digital banking differentiation
Asset Managers & Insurers
Access direct-to-consumer distribution channels and data-driven product insights. Embed goal-based and Shariah-compliant investment solutions where your customers already engage.
Use cases
Digital distribution, product cross-sell, customer lifecycle management
Fintechs, Telcos & Super Apps
Add financial wellness and wealth as a new engagement and monetisation layer. Leverage your existing customer base and infrastructure to deliver comprehensive financial services.
Use cases
Revenue diversification, user engagement, ecosystem expansion
The Problems Slowing You Down
Fragmented customer data
Your customers' finances are scattered across multiple banks, wallets, and investments. You're advising and underwriting with an incomplete picture—missing opportunities and increasing risk.
Low engagement, no real outcomes
Your existing wealth and PFM tools aren't being used. When customers do log in, it doesn't lead to better financial decisions or deeper relationships with your business.
Building takes too long and costs too much
Developing connectivity, AI, and modern UX in-house means years of work and resources pulled from your core business.
A Complete Wealth-as-a-Service Platform for Modern Institutions
Vault22 is an AI-powered financial wellness and wealth orchestration layer that plugs into your existing channels to turn fragmented customer data into personalised insights, curated products, and measurable growth—so you can democratise wealth management in weeks
The Solution
Vault22 connects to thousands of institutions to give you unified customer financial data, delivers engagement tools that drive real outcomes through intelligent insights and personalisation, and gets you to market in weeks with ready-to-deploy white-label infrastructure—enterprise connectivity, AI capabilities, curated products, and modern UX, all compliant and proven. You own the relationship. We power the platform.
Schedule a Strategy Session
What we deliver
Unified Financial Data Layer
Aggregate permissioned customer financial data across institutions through secure connectivity. Provide your teams and algorithms with the holistic view needed for contextual advice and intelligent product recommendations.
Capabilities:
- Multi-institution aggregation
- Read-only secure connections
- Real-time data synchronisation
- Regulatory compliance
AI-Powered Financial Intelligence
Deploy sophisticated behavioural nudges, automated budgeting, goal planning, and contextual recommendations that drive measurable behaviour change and product uptake—not just data visualisation.
Capabilities:
- Predictive analytics
- Personalised insights
- Automated financial coaching
- Goal-based planning
- Spending optimisation
Curated Product Marketplace
Distribute deposits, credit, insurance, and investment products within a curated environment where recommendations are driven by customer goals, risk profiles, and values
Capabilities:
- Goal-based product matching
- Shariah-compliant screening
- Multi-provider aggregation
- Contextual distribution
White-Label Integration
Deploy wealth management capabilities under your brand through embeddable modules, APIs, and co-branded experiences.
Capabilities:
- SDK integration
- API connectivity
- Custom branding
- Mobile & web deployment
- Responsive design
Quantifiable Business Impact
Revenue Growth
Goal-linked product flows drive deposits, investment AUM, and insurance uptake through contextual recommendations
3-5x increase in product cross-sell conversion
Customer Engagement
AI-driven insights, goals tracking, and behavioural nudges create daily engagement touchpoints
10x more customer interactions vs traditional tools
Time to Market
Pre-built modules, integrations, and compliance infrastructure eliminate 18-24 months of development
Launch in 3-6 months vs 2+ years to build
Customer Retention
Holistic financial view and proactive guidance increase platform stickiness and reduce churn
25-40% improvement in retention metrics
Market Differentiation
Consumer-grade UX and AI-powered personalisation position you ahead of traditional competitors
NPS improvement of 15-25 points
Flexible Deployment Options for Your Business Model
White-Label Platform
Deploy Vault22's complete wealth management suite under your brand. Full customisation of branding, user experience, and product offerings whilst leveraging our underlying infrastructure.
Best for Banks, insurers, large fintechs seeking complete control
Modular Integration
Select specific capabilities—PFM, investing, Islamic finance—and integrate them into your existing applications via APIs and SDKs.
Best for Institutions with existing digital infrastructure seeking specific enhancements
Turnkey Solutions
Launch pre-configured wealth management propositions with minimal technical integration. Accelerated deployment for institutions prioritising speed to market.
Best for Organisations new to wealth management or entering new markets
Enterprise-Grade Infrastructure Built for Scale
Security & Compliance
- • SOC 2 Type II certified security controls
- • GDPR and regional data privacy compliance
- • Read-only financial data access (cannot move customer funds)
- • Multi-factor authentication and encryption standards
- • Regular independent security audits
Scalability & Performance
- • Cloud infrastructure with 99.9% uptime SLA
- • Handled 800M+ transactions with over 800,000 registered users
- • Real-time data processing and analytics
- • Distributed architecture for global deployment
Integration Capabilities
- • RESTful APIs with comprehensive documentation
- • Mobile SDKs (iOS & Android)
- • Webhook support for real-time notifications
- • Sandbox environments for testing
- • Dedicated integration support team
Backed by Global Financial Leaders
Vault22 is supported by some of the world's most respected financial institutions, demonstrating the institutional-grade quality and strategic value of our platform
Our partnerships with leading institutions across emerging and developed markets validate our technology, compliance standards, and business model—providing you with confidence in our long-term viability and commitment to the financial services industry.
How we work
Your Path to Launch
1. Discovery & Strategy
(Weeks 1-2)
2. Integration & Configuration
(Weeks 3-10)
3. Testing & Refinement
(Weeks 11-12)
4. Launch & Optimisation
(Week 13+)
3 months from contract to full deployment
Get in TouchCommon Questions from Enterprise Leaders
Ready to Transform Your Wealth Management Capabilities?
Join forward-thinking institutions leveraging Vault22 to democratise wealth management, drive revenue growth, and deliver exceptional customer experiences at scale.
See the platform in action with a personalised walkthrough tailored to your business objectives
Book a DemoDiscuss your specific requirements and explore partnership opportunities
Speak with Our Team