Save, Invest, and Grow — Simply and Confidently
We Find the Best Financial Products. AI Personalises Them to You. You Get Better Results.
Built for busy professionals who want expertly curated saving and investing options with an app that lets you customise everything to your habits, goals, and timeline, then optimises automatically.
800K+
Trusted by 800K+ users globally building their financial future. Your journey starts here.
Our Shareholders
Save, Invest, and Grow — Simply and Confidently
We Find the Best Financial Products. AI Personalises Them to You. You Get Better Results.
Built for busy professionals who want expertly curated saving and investing options with an app that lets you customise everything to your habits, goals, and timeline, then optimises automatically.
800K+
Trusted by 800K+ users globally building their financial future. Your journey starts here.
Our Shareholders
Your Path to Financial Growth
Your Path to Financial Freedom Starts Here
Smart saving and investing that works 24/7 building your financial security while you sleep, work, and live.
Save
Build financial security with automated personalised savings that work harder than traditional accounts.
Start Saving
Invest
Access global portfolios managed by experts. From conservative to high-growth strategies to thematic investing personalised for your goals with no minimums.
Explore portfolios
Track
Connect your bank accounts and get personalised insights. Vault22 suggests optimisations, and helps you set budget limits to help your achieve your financial goals faster.
Get Started
Islamic Finance
Shariah-compliant products and tools that help you build wealth ethically from high-growth Islamic portfolios to automatic Zakat tracking. Verified by scholars, built for your confidence.
Explore Islamic Solutions
Learn
Financial confidence isn't taught in school. We're changing that with expert guides built for real life.
Learn more
Meet Tara
Your intelligent financial guide
Tara helps you make sense of your money by understanding your spending and goals, surfacing smart insights and keeping you informed of market trends.
Any tips to save better?
Which investments suit me?
Any alerts on bills?
Review my spending?
Meet Tara
Your intelligent financial guide
Tara helps you make sense of your money by understanding your spending and goals, surfacing smart insights and keeping you informed of market trends.
Any tips to save better?
Could you review my spending?
Which investments suit me?
Any alerts on bills or transactions?
Noticing any behavioural patterns?
Curated from Leading Financial Institutions, Managed for Your Growth
Your money deserves expert care. We partner with licensed institutions who've been protecting wealth for decades giving you access to premium products backed by proven expertise, all working for you
What Our Community Says
"I always wondered where my salary went every month. Vault22 showed me I was spending R4,500 on subscriptions I forgot about. Now I'm saving that money instead and I finally have an emergency fund. The insights are like having a financial advisor who actually knows my life."
Lerato M., Johannesburg
Marketing Manager
Join us
Your Financial Future Starts Here
Join 800,000+ users who've taken control of their finances. Clear guidance, expert tools, measurable growth.
Get StartedVault22 Financial Ltd is authorised and regulated by the Dubai Financial Services Authority (DFSA) (Firm Reference Number: F006841) and is incorporated in the Dubai International Financial Centre (DIFC).